UNT Debit Card: Born Through The Need For Off-Campus Transactions
Enter the UNT debit card.
In 2000, three friends from the University of North Texas asked a question -
“What if their classmate’s finances could be simplified by expanding the purchasing power of their student ID cards to include off campus transactions?”
This question grew into the idea for a business.
This was the birth of Higher One, UNT’s third party financial service, and the UNT debit card.
Today Higher One has grown to provide two key services that are specially designed to benefit and service higher education around the country. The company sports over a whopping 4.6 million students who are associated with 650 different school clients.
The first aspect of the company is geared towards refund management. Higher One handles all wire transfers and customer service for student refunds, saving time and money on both ends.
There’s More To The UNT Debit Card Than Meets The Eye!
The second major aspect is a suite of payment products that handles student payments, payroll, and essentially any major transaction areas a university may have. Essentially the company is conceived by university students for the express task of aiding university students.
The debit card is one of the best in its class and is specially designed to meet the needs of a student and his or her relationship with their school. All student checking accounts come complete with a variety of unique features. First is a cash back and preferred rate rewards program that is designed specially for students.
Second is an online check deposit feature wherein a student scans paper checks into their personal computer. Third is a collection of other online bill pay, direct deposit, and mobile phone compatibility features. Lastly, there is no monthly service charge and no minimum balance; this is very useful for the rather limited and unpredictable financial state of a college student!
For parents, there are also a number of convenient features when using a UNT debit card linked to a student checking account. There is a financial guidebook that is informative for both the parent and the student. Also there is a feature that allows parents to wire money to their student. There are also a number of zero liability features that provide security and peace of mind.
Higher One & The UNT Debit Card Also Offers Varying Levels of Service For Additional Fees
The premier account features VIP customer service, and an account-switching concierge. Also included are foreign ATM reimbursements and an online interactive budgeting tool.
Whether a student goes with a standard service for no monthly charge or decides to go premium for a little extra, Higher One and the UNT debit card are the perfect financial tools to help get a student started with their finances.
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